Market Forecast By Type (Plastic, Metal), By End-use (Retail, Transportation, Healthcare, Hospitality, Others) And Competitive Landscape
| Product Code: ETC6006368 | Publication Date: Sep 2024 | Updated Date: Feb 2026 | Product Type: Market Research Report | |
| Publisher: 6Wresearch | Author: Vasudha | No. of Pages: 75 | No. of Figures: 35 | No. of Tables: 20 |
According to 6Wresearch internal database and industry insights, the Afghanistan Dual Interface Payment Card Market is projected to grow at a compound annual growth rate (CAGR) of 6.1% during the forecast period (2026–2032).
Below is the evaluation of the year-wise growth rate along with key drivers:
| Years | Estimated Annual Growth (%) | Growth Drivers |
| 2021 | 3.2% | Increased adoption of contactless payments due to rising demand for secure and faster transactions. |
| 2022 | 3.5% | Expansion of retail infrastructure and e-commerce growth, boosting card usage. |
| 2023 | 4% | Rise in consumer preference for convenient, secure payment methods, including dual-interface cards. |
| 2024 | 4.3% | Government initiatives to promote digital payments and financial inclusion. |
| 2025 | 4.7% | Growth in mobile payments and integration with digital wallets. |
The Afghanistan Dual Interface Payment Card Market report thoroughly covers the market by Type and End-use. The report provides a detailed analysis of ongoing market trends, opportunities/high-growth areas, and market drivers that will help stakeholders devise and align strategies according to current and future market dynamics.
| Report Name | Afghanistan Dual Interface Payment Card Market |
| Forecast Period | 2026–2032 |
| CAGR | 6.1% |
| Growing Sector | Financial Services |
Afghanistan Dual Interface Payment Card Industry is experiencing strong growth as more people are choosing contactless payment methods and the government is funding digital payment systems. Along with this, people are also selecting secure payment options. Dual interface payment cards which support both chip-and-pin and contactless transactions are becoming the preferred choice due to their easy-to-use features with secure payment methods. The market is further supported by initiatives to boost financial inclusion and expand the digital economy.
Below are some prominent drivers and their influence on the Afghanistan Dual Interface Payment Card Market dynamics:
| Drivers | Primary Segments Affected | Why it Matters |
| Strong Adoption of Contactless Payments | By Type (Plastic, Metal) | The rise of contactless cards has revolutionized payment systems, making transactions faster and safer. |
| Government Digital Payment Initiatives | By End-use (Retail, Healthcare, Hospitality, Transportation) | Government efforts to drive digital payments support the transition to dual interface cards. |
| Growing Consumer Awareness of Payment Security | By Type (Plastic, Metal) | Enhanced security features of dual interface cards, such as EMV technology, have increased consumer trust. |
| Expanding Retail and E-Commerce Sectors | By End-use (Retail, Healthcare, Others) | With the expansion of the retail sector, dual interface cards are essential for secure and fast transactions. |
The Afghanistan Dual Interface Payment Card Market Size is expected to grow at a CAGR of 6.1% during the forecast period (2026–2032). The growth of the market is a result of various factors which include increased contactless payments usage, expanding retail and e-commerce industries and government programs that support digital payment systems. The Afghanistan Dual Interface Payment Card Market Growth is maintained with more consumers demanding secure payment methods which they can use through increasing mobile wallet and digital payment system adoption. Payment technology advancements drive market growth as they improve payment processing systems. Along with this, more people are gaining access to financial services and different industries adopt card payment systems. The current market trend will persist which will create additional business opportunities.
Below are some prominent restraints and their influence on the Afghanistan Dual Interface Payment Card Market dynamics:
| Restraints | Primary Segments Affected | What this Means |
| Limited Digital Payment Infrastructure | By End-use (Healthcare, Hospitality, Retail) | Lack of widespread infrastructure in rural and underserved areas limits card adoption. |
| High Production Costs | By Type (Plastic, Metal) | Expensive production processes for dual interface cards can lead to higher costs for consumers and financial institutions. |
| Limited Consumer Knowledge | By End-use (All Segments) | Insufficient awareness of digital payment systems and security features among consumers affects adoption. |
| Regulatory Challenges | By End-use (Retail, Transportation) | Complex regulations and challenges in adapting to international standards can hinder growth. |
Afghanistan Dual Interface Payment Card Market faces various problems which include insufficient digital payment systems, high manufacturing expenses and low public knowledge about dual interface card advantages. The market will experience sustained growth with surging government programs which aim to develop digital payment systems and improve financial access creating new market opportunities. Despite these challenges, the market will experience developments, with the launch of international payment systems and the establishment of standardized card technology.
Several key trends are shaping the growth of the Afghanistan Dual Interface Payment Card Market:
Some major investment opportunities that are shaping market opportunities include:
Some leading players operating in the Afghanistan Dual Interface Payment Card Market include:
| Company Name | Visa Inc. |
| Established Year | 1958 |
| Headquarters | California, USA |
| Official Website | Click Here |
Visa is one of the largest global payment networks, offering a range of payment card solutions, including dual interface cards. They have a significant presence in the Afghan market with a focus on contactless payment solutions.
| Company Name | Mastercard Inc. |
| Established Year | 1966 |
| Headquarters | New York, USA |
| Official Website | Click Here |
Mastercard is a leading global payment solutions provider, offering dual interface cards that cater to both the consumer and business markets in Afghanistan.
| Company Name | UnionPay International |
| Established Year | 2002 |
| Headquarters | Shanghai, China |
| Official Website | Click Here |
UnionPay provides a wide range of payment cards, including dual interface cards, and is increasingly gaining traction in Afghanistan due to its focus on cross-border payments.
| Company Name | Shaanxi Jiayun Technology Co., Ltd. |
| Established Year | 2010 |
| Headquarters | Xian, China |
| Official Website | - |
A leading technology company that specializes in the development and production of dual interface payment cards, including those targeted at emerging markets like Afghanistan.
| Company Name | IDEMIA |
| Established Year | 1982 |
| Headquarters | Courbevoie, France |
| Official Website | Click Here |
IDEMIA is a global leader in augmented identity, offering innovative solutions for dual interface cards and other digital identity solutions, catering to the Afghan market as well.
According to Afghan government data, the digital payments ecosystem has received multiple growth initiatives through various programs. The National Payment Systems Development Strategy implements dual interface card adoption as its main goal which it uses to improve financial inclusion. The government implements financial inclusion programs to provide banking and payment services in rural areas which serve underserved communities. A digital payments regulatory framework has been created to control how dual interface cards get used in different industries.
The Afghanistan Dual Interface Payment Card Market Share will experience continuous growth due to factors such as rising government support for financial inclusion, growing retail and e-commerce sectors and consumer demand for safe contactless payment methods. The market will experience rapid growth as mobile payments are becoming more popular and digital wallets are now being used with dual interface cards. The market will experience long-term growth primarily due to payment technology advancements and the government's efforts to improve digital infrastructure.
The report offers a comprehensive study of the following market segments and their leading categories:
According to Rashika, Senior Research Analyst at 6Wresearch, Plastic cards dominate the market due to their affordability and widespread usage in retail, transportation, and healthcare sectors. They are the preferred option for most consumers, especially in emerging markets like Afghanistan, where cost efficiency is important.
Retail remains the largest segment for dual interface cards due to the rising incorporation of digital payments in e-commerce and physical stores. The shift towards contactless payments in retail is expected to continue driving growth in this segment.
The Afghanistan Dual Interface Payment Card Market is segmented into the following categories:
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1 Executive Summary |
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2 Introduction |
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2.1 Key Highlights of the Report |
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2.2 Report Description |
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2.3 Market Scope & Segmentation |
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2.4 Research Methodology |
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2.5 Assumptions |
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3 Afghanistan Dual Interface Payment Card Market Overview |
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3.1 Afghanistan Country Macro Economic Indicators |
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3.2 Afghanistan Dual Interface Payment Card Market Revenues & Volume, 2022 & 2032F |
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3.3 Afghanistan Dual Interface Payment Card Market - Industry Life Cycle |
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3.4 Afghanistan Dual Interface Payment Card Market - Porter's Five Forces |
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3.5 Afghanistan Dual Interface Payment Card Market Revenues & Volume Share, By Type, 2022 & 2032F |
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3.6 Afghanistan Dual Interface Payment Card Market Revenues & Volume Share, By End-use, 2022 & 2032F |
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4 Afghanistan Dual Interface Payment Card Market Dynamics |
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4.1 Impact Analysis |
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4.2 Market Drivers |
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4.3 Market Restraints |
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5 Afghanistan Dual Interface Payment Card Market Trends |
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6 Afghanistan Dual Interface Payment Card Market, By Types |
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6.1 Afghanistan Dual Interface Payment Card Market, By Type |
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6.1.1 Overview and Analysis |
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6.1.2 Afghanistan Dual Interface Payment Card Market Revenues & Volume, By Type, 2022- 2032F |
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6.1.3 Afghanistan Dual Interface Payment Card Market Revenues & Volume, By Plastic, 2022- 2032F |
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6.1.4 Afghanistan Dual Interface Payment Card Market Revenues & Volume, By Metal, 2022- 2032F |
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6.2 Afghanistan Dual Interface Payment Card Market, By End-use |
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6.2.1 Overview and Analysis |
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6.2.2 Afghanistan Dual Interface Payment Card Market Revenues & Volume, By Retail, 2022- 2032F |
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6.2.3 Afghanistan Dual Interface Payment Card Market Revenues & Volume, By Transportation, 2022- 2032F |
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6.2.4 Afghanistan Dual Interface Payment Card Market Revenues & Volume, By Healthcare, 2022- 2032F |
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6.2.5 Afghanistan Dual Interface Payment Card Market Revenues & Volume, By Hospitality, 2022- 2032F |
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6.2.6 Afghanistan Dual Interface Payment Card Market Revenues & Volume, By Others, 2022- 2032F |
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7 Afghanistan Dual Interface Payment Card Market Import-Export Trade Statistics |
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7.1 Afghanistan Dual Interface Payment Card Market Export to Major Countries |
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7.2 Afghanistan Dual Interface Payment Card Market Imports from Major Countries |
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8 Afghanistan Dual Interface Payment Card Market Key Performance Indicators |
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9 Afghanistan Dual Interface Payment Card Market - Opportunity Assessment |
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9.1 Afghanistan Dual Interface Payment Card Market Opportunity Assessment, By Type, 2022 & 2032F |
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9.2 Afghanistan Dual Interface Payment Card Market Opportunity Assessment, By End-use, 2022 & 2032F |
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10 Afghanistan Dual Interface Payment Card Market - Competitive Landscape |
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10.1 Afghanistan Dual Interface Payment Card Market Revenue Share, By Companies, 2025 |
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10.2 Afghanistan Dual Interface Payment Card Market Competitive Benchmarking, By Operating and Technical Parameters |
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11 Company Profiles |
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12 Recommendations |
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13 Disclaimer |
Export potential enables firms to identify high-growth global markets with greater confidence by combining advanced trade intelligence with a structured quantitative methodology. The framework analyzes emerging demand trends and country-level import patterns while integrating macroeconomic and trade datasets such as GDP and population forecasts, bilateral import–export flows, tariff structures, elasticity differentials between developed and developing economies, geographic distance, and import demand projections. Using weighted trade values from 2020–2024 as the base period to project country-to-country export potential for 2030, these inputs are operationalized through calculated drivers such as gravity model parameters, tariff impact factors, and projected GDP per-capita growth. Through an analysis of hidden potentials, demand hotspots, and market conditions that are most favorable to success, this method enables firms to focus on target countries, maximize returns, and global expansion with data, backed by accuracy.
By factoring in the projected importer demand gap that is currently unmet and could be potential opportunity, it identifies the potential for the Exporter (Country) among 190 countries, against the general trade analysis, which identifies the biggest importer or exporter.
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