| Product Code: ETC8975857 | Publication Date: Sep 2024 | Updated Date: Oct 2025 | Product Type: Market Research Report | |
| Publisher: 6Wresearch | Author: Summon Dutta | No. of Pages: 75 | No. of Figures: 35 | No. of Tables: 20 |
1 Executive Summary |
2 Introduction |
2.1 Key Highlights of the Report |
2.2 Report Description |
2.3 Market Scope & Segmentation |
2.4 Research Methodology |
2.5 Assumptions |
3 Romania Mortgage Lending Market Overview |
3.1 Romania Country Macro Economic Indicators |
3.2 Romania Mortgage Lending Market Revenues & Volume, 2021 & 2031F |
3.3 Romania Mortgage Lending Market - Industry Life Cycle |
3.4 Romania Mortgage Lending Market - Porter's Five Forces |
3.5 Romania Mortgage Lending Market Revenues & Volume Share, By Type, 2021 & 2031F |
3.6 Romania Mortgage Lending Market Revenues & Volume Share, By Mortgage Loan Terms, 2021 & 2031F |
3.7 Romania Mortgage Lending Market Revenues & Volume Share, By Interest Rate, 2021 & 2031F |
3.8 Romania Mortgage Lending Market Revenues & Volume Share, By Provider, 2021 & 2031F |
4 Romania Mortgage Lending Market Dynamics |
4.1 Impact Analysis |
4.2 Market Drivers |
4.2.1 Low interest rates set by the National Bank of Romania |
4.2.2 Growing demand for housing due to urbanization and population growth |
4.2.3 Government initiatives to support first-time homebuyers |
4.3 Market Restraints |
4.3.1 Economic instability and fluctuations in the real estate market |
4.3.2 Stringent lending criteria and credit risk assessment by financial institutions |
5 Romania Mortgage Lending Market Trends |
6 Romania Mortgage Lending Market, By Types |
6.1 Romania Mortgage Lending Market, By Type |
6.1.1 Overview and Analysis |
6.1.2 Romania Mortgage Lending Market Revenues & Volume, By Type, 2021- 2031F |
6.1.3 Romania Mortgage Lending Market Revenues & Volume, By Conventional Mortgage Loans, 2021- 2031F |
6.1.4 Romania Mortgage Lending Market Revenues & Volume, By Jumbo Loans, 2021- 2031F |
6.1.5 Romania Mortgage Lending Market Revenues & Volume, By Government-insured Mortgage Loans, 2021- 2031F |
6.1.6 Romania Mortgage Lending Market Revenues & Volume, By Others, 2021- 2031F |
6.2 Romania Mortgage Lending Market, By Mortgage Loan Terms |
6.2.1 Overview and Analysis |
6.2.2 Romania Mortgage Lending Market Revenues & Volume, By 30-year Mortgage, 2021- 2031F |
6.2.3 Romania Mortgage Lending Market Revenues & Volume, By 20-year Mortgage, 2021- 2031F |
6.2.4 Romania Mortgage Lending Market Revenues & Volume, By 15-year Mortgage, 2021- 2031F |
6.2.5 Romania Mortgage Lending Market Revenues & Volume, By Others, 2021- 2031F |
6.3 Romania Mortgage Lending Market, By Interest Rate |
6.3.1 Overview and Analysis |
6.3.2 Romania Mortgage Lending Market Revenues & Volume, By Fixed-rate Mortgage Loan, 2021- 2031F |
6.3.3 Romania Mortgage Lending Market Revenues & Volume, By Adjustable-rate Mortgage Loan, 2021- 2031F |
6.4 Romania Mortgage Lending Market, By Provider |
6.4.1 Overview and Analysis |
6.4.2 Romania Mortgage Lending Market Revenues & Volume, By Primary Mortgage Lender, 2021- 2031F |
6.4.3 Romania Mortgage Lending Market Revenues & Volume, By Primary Mortgage Lender, 2021- 2031F |
6.4.4 Romania Mortgage Lending Market Revenues & Volume, By Banks, 2021- 2031F |
6.4.5 Romania Mortgage Lending Market Revenues & Volume, By Credit Unions, 2021- 2031F |
6.4.6 Romania Mortgage Lending Market Revenues & Volume, By NBFC's, 2021- 2031F |
6.4.7 Romania Mortgage Lending Market Revenues & Volume, By Others, 2021- 2031F |
7 Romania Mortgage Lending Market Import-Export Trade Statistics |
7.1 Romania Mortgage Lending Market Export to Major Countries |
7.2 Romania Mortgage Lending Market Imports from Major Countries |
8 Romania Mortgage Lending Market Key Performance Indicators |
8.1 Average mortgage interest rates in Romania |
8.2 Number of housing permits issued |
8.3 Household debt-to-income ratio |
8.4 Mortgage delinquency rates |
8.5 Average loan-to-value ratio in the mortgage market |
9 Romania Mortgage Lending Market - Opportunity Assessment |
9.1 Romania Mortgage Lending Market Opportunity Assessment, By Type, 2021 & 2031F |
9.2 Romania Mortgage Lending Market Opportunity Assessment, By Mortgage Loan Terms, 2021 & 2031F |
9.3 Romania Mortgage Lending Market Opportunity Assessment, By Interest Rate, 2021 & 2031F |
9.4 Romania Mortgage Lending Market Opportunity Assessment, By Provider, 2021 & 2031F |
10 Romania Mortgage Lending Market - Competitive Landscape |
10.1 Romania Mortgage Lending Market Revenue Share, By Companies, 2024 |
10.2 Romania Mortgage Lending Market Competitive Benchmarking, By Operating and Technical Parameters |
11 Company Profiles |
12 Recommendations |
13 Disclaimer |
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